Stuck in a small town working for a small newspaper, Katy, 23, longs for a break from her mundane work as a junior reporter. Her big scoop comes with dating website ExclusiveLove.com. The elite company demands women earn $100,000 to be eligible for online membership to date single British millionaires in the USA. Shocked that money CAN buy you love, Katy goes undercover to investigate.
Sent to the New York office to rescue the failing American branch of his family's international communications company, billionaire Oscar Woodruff, 35, is swamped by female admirers. Unsettled, lonely and disheartened by the sea of Gold-Diggers, Oscar resorts to boutique dating website Exclusive Love to help find appropriate dates interested in him and not his bank balance.
With a fake profile online, Katy crosses paths with Oscar and the pair embark on a whirlwind romance. Perfectly matched, the relationship blooms lighting fast. Connecting on all levels from love to lust, the couple can't get enough of each other. But spending every free moment together, it's only a matter of time before Oscar learns of Katy's undercover job. Will her web of deceit to achieve national recognition as a credible journalist tear Katy from her British Billionaire?