Matthew had fallen for Georgia the moment he sat opposite her on a train. Accidentally walking off with the wrong mobile phone gave him the ideal opportunity to see her again.
After her late husband left her with a pile of debts, Georgia has a phobia about men. Matthew Fraser might be wonderful with her kids, he might continually come to her rescue...but no, she wouldn't be swayed; she wouldn't let this man under her skin.
But Matthew is a patient man, and equally determined..